When your budget is tight, it is a horrible feeling to have to stress out about how you're going to pay a bill or buy groceries. If your paycheck won't be deposited for several days, you may be wondering how you're going to get by with little to no money in your account. Luckily, there are several options when you need to make money fast. Use the following ideas to come up with extra money when you need it most:
There is a serious supply for blood plasma, and most towns and cities have plasma donation clinics that will compensate you for your time if you donate your plasma. The process typically takes just a few hours, and most plasma clinics pay cash immediately. In order to donate plasma you have to be in good health; clinics typically will not allow you to donate plasma if you are pregnant.
Cash in on Scrap Metal
Pieces of metal that look like junk can actually put money in your pocket. Selling scrap metal is an easy way to obtain some money fast- just load up a truck with old tools and broken appliances and head to your local scrap buyer. If you don't have a lot of items that can be sold for scrap, consider placing an ad on free local classified sites offering to pick up and haul away metal junk for other people. If you can get your hands on enough scrap metal, you can make a fair amount of money.
Head to a Pawn Shop
Pawn shops are great when you need money quickly-- just take your electronics, jewelry, or anything else of value to a pawn shop, and walk out with cash in your hand. There are several options when you visit a pawn shop. You can elect to sell you item outright to the pawn shop for cash, or you can get a loan using your items as collateral. If you opt for the loan option, you can return to the shop after you get your paycheck to pay back the loan and take your valuables back.
Take Out a Payday Loan
Payday loans can get a bad rap, but they can actually be a lifesaver when you're broke and need money right away. The key to payday loans is to only use them in an emergency, and only take out one loan at a time so you can afford to pay it back quickly. Getting a payday loan is easy-- there are no credit checks, and all you have to do is provide proof of your income in the form of a pay stub or bank statement. Many payday lenders now offer their services online, so all you have to do is fill out a short application and wait for money to be deposited into your bank account. Find more info here.